A fast, flexible, professional service — set against the backdrop of poor service from many banks.

Every application is considered on its own merits. The framework below reflects the parameters within which we typically lend.

Loan Size

£30,000 to £5,000,000

Loan Term

Anything from 1 day up to 12 months (longer if required)

Interest Payments

Serviced or rolled over

Loan to Value

Up to 60% of the 90-day forced sale valuation of the property

Professional Fees

Paid by the borrower

Primary Collateral

First legal charge secured against property. In exceptional circumstances, a second charge may be accepted

Other Collateral

Other properties or assets may be pledged as security

Personal Guarantees

Where possible, personal guarantees are sought

Geography

Typically London and the Home Counties